More on credit cards
Don’t you just love having credit cards? I went out with some classmates for lunch yesterday and I didn’t have a single cent with me! I was supposed to withdraw some money but I couldn’t find a branch of our bank nearby. I don’t like paying the bank fees they charge you when you withdraw from another bank.
Our low-interest credit card saved the day for me. Just like the commercial says, I could go out without cash but I wouldn’t dare without our card. Having a credit card here is so convenient. I also like that our card has a rewards program so I could accumulate points whenever I buy something.
When my husband is on a business trip, he brings with his the company’s business credit cards. He just doesn’t spend a lot when he has it. I remember him telling me that some of his colleagues would even charge their duty-free purchases on their company’s credit, but not him. Yeah, he isn’t that “wise.”
For those who are afraid of overspending, prepaid credit cards are better then. They can only spend what they have on the card and no more. At least, they still get the other conveniences of having a credit card, like purchasing online.
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